Our all-in-one sustainable finance simulation has students funding investments, paying dividends and managing ESG — with a stock price that scores sustainability and financials together. It's experiential learning that fits any course — and ends with job-ready skills.
Students take over as the management team of a newly started jetpack manufacturer — in an industry the world expects to be sustainable. They'll build skills as they fund the company, weigh investments, pay dividends and answer to a stock price that prices ESG in.
Sustainable value creation
Grow a stock price that prices ESG in
Success here is measured on the stock price — and how the company performs on ESG is factored directly into it. Students learn how firms create value for shareholders and society, and what happens to valuation when they trade one off against the other.
Watch ESG performance move the market's valuation, quarter by quarter.
Balance shareholder value against social and environmental responsibility.
Financing sustainable growth
Fund growth the sustainable way
Students issue shares and bonds, choose growth and funding strategies and set dividends — in a market where the ESG index also shapes the interest rate the company pays.
Issue shares and bonds as funding needs grow.
Set dividend strategy and watch the market respond.
Plus four more skills they build along the way
Valuation and metrics
Use financial analysis and metrics the way managers do — and see decisions land in profitability, cash flow and valuation.
Carbon tax and incentives
Work with sustainability incentives and disincentives like carbon taxation — switched on or off by the educator.
Ethical decisions
Face built-in scenarios where what's right and what's profitable pull apart — and answer for the choice.
Budgeting and cash flow
Manage budgets and liquidity so the company can meet its commitments while funding sustainable growth.
Sustainability made easy
Making sustainability part of finance education
Sustainability is not a siloed discipline — it impacts every finance decision. Adding it to a course usually means new readings, new cases and a rebuilt syllabus. This simulation does it in one move: the same finance core you already teach — funding, valuation, dividends, cash flow — now plays out in a market where ESG moves the stock price, investor valuation and the cost of debt. Drop it into the course you already run; the sustainability teaching comes built in.
The market prices ESG
Sustainability performance flows straight into the stock price, so the lesson teaches itself.
Ethical decision events
Built-in dilemmas with financial consequences, ready to debrief in class.
Carbon tax, optional
Educators switch incentives and disincentives on or off to match the course.
The impact of climate change is rapidly becoming more visible and tangible worldwide. We are also seeing its effects more and more clearly in the economy as climate risks translate into financial losses. (..) I hope it is obvious why sustainability is key in business education and in business simulations.
Coen van Hout
Academy Manager / Lecturer, Finance and Economics, HAN University of Applied Sciences
94%of educators and students recommend Hubro
90%choose to run our simulations again next term
80%of students report stronger engagement and understanding
500+institutions use Hubro worldwide
Inside the simulation
Just like the trade-offs sustainable finance makes at work
Every quarter mirrors the calls real finance teams make under ESG pressure — what to fund, how to fund it, what to pay out and when to invest in sustainability — while written exercises, market events and ethical decisions keep the plans honest.
Sources of capital
Issue sharesWould price at $ 13.10
$ 0
Corporate bond6.4 % · 8 quarters
$ 600k
Bank credit line11.0 % · on demand
$ 150k
Retained earningsCarried from Q3
$ 302k
$ 902,000Raised this quarter
63 %
34 %
Equity$ 3.30 m
Bonds$ 1.80 m
Bank credit$ 0.15 m
Gearing46 %
0Covenant limit 60 %100 %
7.4 %Cost of capital
2.8 ×Interest cover
Where it goes
Product R&DLightweight chassis
$ 340kIRR 22 %
Dividend$ 1.20 per share
$ 96kpaid
Share buybackCash held for R&D
$ 0declined
Cash bufferTwo coupons covered
$ 346kheld
Designed for educators
Less prep means more time for teaching
Between planning, lecturing and grading, every minute counts. Hubro's Sustainable Finance simulation is quick to set up and easy to use with customization options to meet your course needs.
Easy-to-use platform
Premade assignments and instructor materials make it ready to launch on day one.
Ready-made assessments
Built-in tools and reflection exercises speed up the grading process.
Customizable schedule
Content and rounds that can be added or removed to fit your syllabus, not the other way around.
AI assistance
AI grading, support and debriefing so you can save time and run the simulation to perfection.
Dedicated support team
Real education specialists available to help from start to finish.
LMS integration
Compatible with Canvas, Moodle, Blackboard and Brightspace for assignment delivery and grade syncing.
Real-time data
See how every group is doing, where they're stuck and when to step in.
LinkedIn certificates
Certificates that can be posted on LinkedIn to demonstrate skills and show career readiness.
Balanced Scorecard
Measure what matters the most
Customize the Balanced Scorecard around your learning objectives, weight the metrics that matter and see group rankings update instantly.
One simulation for a wide range of finance courses
Its home ground is the courses the live page already names — corporate finance, introduction to finance and specialized sustainable finance — and it travels anywhere sustainability needs to enter the finance syllabus. One simulation, adapted to your course.
Sustainable financeCorporate financeIntroduction to financeFinancial managementCSR and ESGSustainability in businessMBA financeExecutive educationCorporate L&D
What educators are saying
Trusted by educators who teach sustainable finance
The impact of climate change is rapidly becoming more visible and tangible worldwide. We are also seeing its effects more and more clearly in the economy as climate risks translate into financial losses. (..) I hope it is obvious why sustainability is key in business education and in business simulations.
Coen van Hout
Academy Manager / Lecturer, Finance and Economics, HAN University of Applied Sciences
The simulation enables students to get hands-on experience in the finance decisions businesses make. I highly recommend it.
Judy Swisher
Professor of Finance, Western Michigan University